A pandemic like the one currently sweeping the world reveals vulnerabilities in the health care profession. The novel coronavirus that leads to COVID-19 is wreaking havoc on the industries entrusted with the care of those falling ill. Hospitals in the most populated regions are over-burdened and lives are being lost, including those of the people charged with treating and caring for patients. The hospice industry plays a crucial role in end-of-life care, but the COVID-19 crisis exposes a unique set of risks in hospice care.
Risk Factors in Hospice Care
The coronavirus affects its victims differently and to different degrees. Individuals can be highly contagious while displaying no symptoms of illness. For hospice workers, this increases the risks involved in doing their jobs, including:
- Asymptomatic caregivers unknowingly infecting patient family members
- Asymptomatic caregivers unknowingly infecting patients, leading to additional medical complications, pain and suffering in the final days
- Asymptomatic family members infecting hospice workers
- Undiagnosed patients infecting hospice workers
- Illness in hospice caregivers leading to a reduction in the number of workers available
For the hospice care industry, a comprehensive insurance package is crucial at this time of crisis and uncertainty. According to the experts at Manchester Specialty, an integrated insurance plan can ensure broad-scale protection, including workers’ comp, telehealth services and a range of liability coverages, providing the best defense against the impacts of COVID-19.