Nonprofit agencies and their volunteers are the backbone of the communities they serve. Without volunteer service, life would be oppressive and unbearable to countless people. Like regular employees, volunteers deserve a safe and flourishing environment in which to work. Despite the time they put in, they’re not subject to the same benefits and laws as paid employees, but they do have a right to nonprofit volunteer coverage.

Separate Packages for Volunteers

Volunteers fill a number of roles all over the country. Their tasks are so varied and unpredictable that they are putting themselves at risk when they perform any service such as one of the following:

  • Delivering meals
  • Building houses
  • Serving in soup kitchens
  • Working with animals
  • Stocking food pantries

According to, you should insure your volunteers separately from your organization to protect your liability limits. Volunteers in the field are at risk for personal injury, property damage, vehicle accidents or even misconduct. This protects you, the volunteers and at the same time enables you to find and keep the very best staff.

Coverage Creates Volunteer Motivation

Knowing that they have coverage makes a great deal of difference to a volunteer that’s giving up their free time and energy. The return you get is a motivated team that sees no limit to the services they can provide to the underprivileged.

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