It’s a common occurrence for nonprofits to rely on volunteer labor consistently. Whether it’s unpaid staff donating time to make sure someone has a point of contact if they reach out or short-term organization designed to help you during an event, those volunteers allow your organization to focus its money where it can do the most good. You need to be able to take care of them in the event of a mishap that leads to injury or property damage, to make sure they are safe and taken care of if there is an incident while they represent your organization. That’s why volunteer insurance for nonprofits was first designed. It provides the coverage that protects your finances and your volunteers equally.
Liability Coverage for Volunteer Workers
On top of the protection you need to cover incidents like damage to personal vehicles used in the service of your organization or personal injury on-site, you also need to protect your organization from possible bad faith actions or errors made by volunteers. This coverage is much less widely discussed outside of nonprofit circles, but it’s just as important. If your organization was a regular business, it would need to cover liabilities caused by employee actions or poor workmanship, and the same is no less true when you are being represented by volunteers.